Owning a second home, lake house, seasonal property, or short-term rental in the Finger Lakes can be a great investment. But when that property sits empty for weeks or months at a time, many owners do not realize their insurance coverage may be affected.

Adding a teen driver to your auto insurance policy is a milestone for many New York families. It also comes with one of the most common concerns parents have: how much will it cost?

Flooding is one of the most misunderstood risks when it comes to insurance. Many homeowners assume their standard homeowners policy protects them from water damage caused by storms or rising water. In most cases, it does not.